1023 1st Street, Surf City, NC

$1,070,000

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3

Beds

3

Baths

1,440

Square feet

0.15

Acres

About 1023 1st Street

Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living areas ideal for year-round enjoyment. Surf City rests on a 23-mile barrier island celebrated for its natural beauty, laid-back atmosphere, and endless recreation. Inside, the home features 3 bedrooms and 2 baths, plus a waterside shop with a half bath located beneath the house--perfect for storing gear, tackling projects, or accommodating guests. The interior has been thoughtfully updated with an extensive list of 2026 improvements, creating a fresh, modern coastal aesthetic: 2026 Improvements Wall removed between kitchen and living room to create a true open-concept layout Popcorn ceilings removed throughout Shiplap ceiling with center beam and recessed lighting added in living room and kitchen Kitchen upgrades: Large island seating six, designed for cooking, gathering, and entertaining New 6-burner gas range with convection and air-fry oven Over-range microwave removed and replaced with a powerful exterior-vented hood New microwave installed in the island Granite countertops All-new soft-close cabinets, drawers, and pantry storage Pantry cabinets include pull-out shelves with power outlets Dedicated spice cabinet Tiled backsplash Primary bathroom upgrades: New soft-close vanity with quartz top Tub removed and replaced with a custom tiled shower with glass door New lighting, fixtures, and mirrors Pocket door from laundry room removed and closed in Guest bathroom upgrades: New soft-close vanity with quartz top New lighting, fixtures, and mirrors New ceiling fans in primary bedroom and living room Beadboard chair rail replaced with a clean, modern finish Premium LVP flooring installed throughout, replacing carpet and older LVP All light switches and plates replaced with matching white finishes Fresh Sherwin-Williams paint throughout Beyond the interior, the home includes valuable system upgrades such as a propane tankless water heater, propane heating, thermal doors, LED lighting, a security system, and a generator for added peace of mind. Outdoor enhancements continue the theme of quality and care: a cargo lift, metal roof, storm shutters, composite decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level spaces as you unwind after a day on the water, taking in the salty breeze and spectacular sunsets. The neighborhood offers a peaceful blend of full-time residents and occasional weekend homeowners, resulting in minimal noise and traffic--even during peak season. Water pressure has remained consistently strong, and surrounding homes are lightly used, contributing to a quiet, relaxed environment. This property has been exceptionally cared for and offers a rare combination of location, upgrades, and waterfront lifestyle. A solid, well-maintained coastal home with features seldom found together. Don't miss your opportunity to own this Topsail Island paradise.Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation. Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation. Inside, the home features 3 bedrooms, 2 baths, plus a waterside shop with a half bath located un

Features of 1023 1st Street

MLS® # 100584283
Price $1,070,000
Bedrooms 3
Bathrooms 3.00
Full Baths 2
Half Baths 1
Square Footage 1,440
Acres 0.15
Year Built 1992
Type Residential
Sub-Type Single Family Residence
Status Active

Community Information

Address 1023 1st Street
Subdivision Old Settlers Beach
City Surf City
County Onslow
State NC
Zip Code 28445

Amenities

Amenities Waterfront Community, None
Utilities Sewer Connected, Water Connected
Parking Attached, Covered, Lighted, Off Street, On Site, Paved
View Canal, ICW, Marsh, Sound, Water
Is Waterfront Yes
Waterfront Boat Lift, Canal Front, Deeded Waterfront, Water Depth 4+
Has Pool No
Pool None

Interior

Interior Features Walk-in Closet(s), High Ceilings, Whole-Home Generator, Kitchen Island, Elevator, Ceiling Fan(s), Pantry, Walk-in Shower, Blinds/Shades, Walk-In Closet(s)
Appliances Gas Oven, Built-In Microwave, Washer, Refrigerator, Ice Maker, Dryer, Dishwasher, ENERGY STAR Qualified Appliances, Tankless Water Heater, Gas Range, Generator
Heating Propane, Heat Pump
Cooling Central Air, Ceiling Fan(s), Heat Pump
Fireplace No
# of Stories 1
Stories Two

Exterior

Exterior Features Shutters - Board/Hurricane, Outdoor Shower, Irrigation System, Storm Doors, Thermal Doors
Lot Description Dead End, Front Yard, Boat Slip, Boat Dock, Boat Lift, Deeded Waterfront, Navigable Water, Water Depth 4+
Windows Skylight(s), Storm Window(s)
Roof Metal
Construction Vinyl Siding, Wood Frame
Foundation Other, Pilings

School Information

District Onslow
Elementary Coastal
Middle Dixon
High Dixon

Additional Information

Date Listed June 25th, 2026
Days on Market 74
Zoning MHS
Foreclosure No
Short Sale No
RE / Bank Owned No

Listing Details

OfficeREAL Broker LLC

Listing Map

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